Finance Purchase

Will I qualify for finance?

To apply for one of our credit options you must meet the following criteria:
  • 18 years of age.
  • A UK resident with at least 3 years continual address history
  • Be in full time employment, unless retired or a house person with a spouse in full time employment
  • Have a UK bank account capable of accepting Direct Debits.
  • The goods must be delivered to your home address (submitted on your application).

Frequently Asked Questions

When do repayments begin?
All monthly payments are paid by direct debit from the applicant's bank account. Typically the 1st payment will be due on or around one month after the date of the finance agreement being put in place and all subsequent monthly payments will be due every month for the length of your term on that same day every month. Please have sufficient funds in place for 7 days either side of your expected 1st payment. We cannot legislate for any changes due to weekends/bank holidays.
Can I use finance to purchase multiple items?
Yes you can add multiple items to your basket, when you get to checkout select payment option pay by Klarna Bank AB.
I have a question about finance who do I speak to?
If you have a question about finance, please use our contacts page. Customer Service Team will endeavour to get back to you as soon as possible
What do I need to apply?

At the payment stage you will be required to fill out the online form and add an electronic signature. Please make sure you use your full name and address.

A transaction of 50p will be authorised against a credit or debit card you own, no money will be taken from your card the process is designed to protect you and us against fraud, the details are only used to confirm they are valid and registered to your address.

Who are Klarna?
Klarna are a UK specialist Retail Point of Sale finance provider. Eastwood (Sound and Vision) Ltd chose Klarna due to their ease of use, speedy process and their incredible experience. If you’re successful with your application, you will enter into a Credit Agreement with Klarna. Klarna is a trading name of Klarna Bank AB.
I've got a question about the status of my finance application
Please contact us. You will be able to find our contact details on our web site contact us page. Klarna may also email you to advise you on the status of your application. Klarna will use the email address you provided on the application form but if you haven't received any emails from them, please check your junk and spam mail folders.
How do I amend my order?
Contact us directly if you want to amend any part of your order, including delivery. You will be able to find our contact details on our web site contact us page.
Why was my application declined?

Applications can be declined for a whole host of reasons. Unfortunately, we are not given the reason why a customer is declined for a credit application. The authorisation process is carried out by Klarna and Eastwood (Sound and Vision) Ltd has no part in the decision.

The decline message is sent to you by the Klarna, with no justification or explanation. If you wish to find out more please contact Klarna directly. Their details can be found in the email you received from Klarna confirming the lending decision.

I'm having problems uploading my proof of identity
You need to carefully follow the instructions on screen to upload your proof of identity image. You can use a smartphone camera to take a picture of your identity document, there's no need to have a scanner.
I'm having problems paying my deposit online.
Please carefully re-enter all your card details. Your card must be enabled for 3-D Secure for Klarna to take payment online. Please note: Klarna cannot take card payments over the phone or by any other means.

Credit Calculator

Enter the total amount you want to spend inclusive of VAT. Choose how many months you wish to spread the cost over and specify a deposit value of 10, 20, 30, 40 or 50% of the total order value.

1
Enter your order total

£

2
Choose how long you would like to pay

3
Deposit(Optional)
Max 50% of total spend

£

4
Press the button below

Your Finance Summary
Total amount to spend
Deposit
Amount of credit
Term
Monthly Payment
APR
Total amount payable inc deposit
* Finance available on all orders over £400. Prices given representative as part of larger order.

How do I finance my purchase?

1

Add the items you want to add your basket and proceed to checkout

2

In payment options select "Klarna", you can then select the finance option which you require

3

You will be asked to complete a simple online application, it's quick, easy and you'll get the decision within a matter of seconds. There is NO paperwork to be posted and NO physical signature required!

Let's shop

Who is the finance provided by?

Eastwood (Sound and Vision) Ltd acts as credit broker/intermediary and not as a lender. Eastwood (Sound and Vision) Ltd is authorised and regulated by the Financial Conduct Authority. Credit is provided by Klarna Bank AB, which is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority. For more information please visit https://www.klarna.com/uk/cbrf/ Finance is only available to permanent UK residents aged between 18-75, subject to status, terms and conditions apply.

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